Research into the impact of introducing a variable cap on the total cost of high cost credit
Funded by the Department for Business, Innovation and Skills
The main aim of this research is to provide evidence on the impact on consumers and business of a variable cap on the total cost of credit that can be charged in the short to medium term high cost credit market. The research is due to report in summer 2012.
Developing a vision for financial inclusion in the UK
Funded by the Friends Provident Foundation
This project will take stock of the progress towards financial inclusion to date and aim to develop a vision for the future.
The impact of financial education on social housing tenants
Funded by Santander (via the National Association of Citizens Advice Bureaux)
As part of this collaborative project, a Citizens Advice Bureau will deliver financial capability training to social housing tenants and their frontline workers. The outcomes will be evaluated by PFRC, looking at both those receiving training and those not receiving training.
Excellence in decision-making through enhanced learning in immersive applications (xDELIA)
Funded by the European Commission (via Centre Internacional de Mètodes Numèrics en Enginyeria)
xDELIA is a 3-year FP7 research project in technology-enhanced learning. Focusing on three groups; traders, private investors and ordinary members of the public, xDELIA will exploit new and emerging technologies to explore financial decision-making processes, including the role of emotion in people's decisions.
The financialisation of social welfare: the role of credit and counselling for social inclusion and exclusion
Funded by the Norwegian Research Council (via SIFO - Statens institutt for forbruksforskning)