Unit information: Banking Law in 2018/19

Unit name	Banking Law
Unit code	LAWD30090
Credit points	20
Level of study	H/6
Teaching block(s)	Teaching Block 4 (weeks 1-24)
Unit director	Miss. Powley
Open unit status	Not open
Pre-requisites	Either LAWD10008 Law of Contract and LAWD10011 Law of Tort or LAWD10007 Foundations of Business Law
Co-requisites	None
School/department	University of Bristol Law School
Faculty	Faculty of Social Sciences and Law

Description including Unit Aims

This unit seeks to develop an understanding of the law as it affects retail (ie not commercial) banking. This is a rapidly changing subject, which is changing fast as a result of commercial and technological developments. The unit will cover the law and practice relating to the structure of banking regulation, consumer protection, and issues that arise relating to current, savings and credit card accounts. The unit also covers the variety of mechanisms available to protect consumer interests when dealing with banks, and major modern problems such as money laundering and card fraud.

Intended Learning Outcomes

By the end of this unit a successful student will be able to:

• Demonstrate knowledge and understanding of the general principles of law and practice concerning customer’s rights in relation to their banks in the UK.

• Demonstrate an understanding of the applications of principles of contract, tort, restitution and property law in relation to banking

• Bring together materials from case law, statutes and banking industry sources dealing with the topics presented in the unit and present them coherently.

• Apply the knowledge acquired to factual scenarios

• Produce reasoned writing based on the materials studied

• Assess critically the extent to which the law achieves its policy objectives in practice.

Teaching Information

20 one-hour lectures and 7 two-hour seminars.

Assessment Information

2 formative assessments: 2 x 1,500 word coursework. Formative assessments do not count towards final mark and can be optional.

1 x summative assessment: 1 x 3 hour exam in the Summer Exam Period. Summative assessments do count towards final mark.

The assessments will assess all of the intended learning outcomes for this unit.

Reading and References

• E.P. Ellinger, et al, Ellinger's Modern Banking Law, 5th edn. (2011, Oxford University Press, Oxford)
• A Hudson, The Law of Finance, 2^nd edn (2013, Sweet & Maxwell, London)
• R. Cranston, Principles of Banking Law, 2^nd edn (2002, Clarendon Press, Oxford)