Unit name | Banking Conduct and Law |
---|---|
Unit code | LAWDM0144 |
Credit points | 30 |
Level of study | M/7 |
Teaching block(s) |
Teaching Block 4 (weeks 1-24) |
Unit director | Miss. Powley |
Open unit status | Not open |
Pre-requisites |
None |
Co-requisites |
None |
School/department | University of Bristol Law School |
Faculty | Faculty of Social Sciences and Law |
Banking Conduct and Law focuses on the legal issues that arise for banks in the course of engaging with their customers. It has traditionally involved studying the legal relationships that arise between banks and their customers, which rest on well-established rules of common law and statutory provisions. The evolution of the banking sector and changes to banking practice have, however, impacted the development of the law in this area. Increasingly, rules and regulations overlay the scope of the common law provisions that apply in the banker-customer context. The increase in financial crime has led to a plethora of rules that affect how banks treat their customers. Recent changes in terms of technology and innovation in the banking sector are providing new, alternative ways for consumers to access banking services. This unit will enable students to understand the historical development of the law in this area whilst also allowing students to engage with new developments and current debates in the field of banking law and banking conduct.
Topics covered will include:
By the end of this unit, students will be able to:
This unit is taught by way of 20 lectures (approx.), 10 two-hour seminars and 2 assessment preparation and feedback sessions. Lectures are delivered jointly to students on the related undergraduate unit.
Summative: a 2000 word essay (33%) will assess the candidate's ability to research a topic within the scope of this unit. The remaining Intended Learning Outcomes will be assessed in a 3 hour written examination (67%). Both assessments will assess all of the Intended Learning Outcomes for this unit (ILO 1 to 5) in the context of topics selected by the examiners.
Formative: students should do one formative assessment (this will usually be 1 x 1500 word essay).
Textbook details will be released in due course.
For an example of the type of texts referred to on this unit, please see:
See generally:
Students also might find it interesting to listen to one or two of the Podcast episodes of ‘FinTech Insider’, covering the impact of technological innovation on the banking and financial services sector.