University Business Travel and Personal Accident

Cover is not automatically provided on booking a trip - a member of staff must complete our online application system for the traveller to be eligible for cover.

Students must purchase travel insurance (see below).

Emergency Assistance

For immediate emergency assistance from our insurers:

Drum Cussac Travel Insurance App

The app provides guidance and contact information in the event of a medical or security situation while travelling abroad. Please find the link here.

Eligibility for cover/help guide

Please read the Eligibility for Cover/Help Guide (PDF, 130kB) before applying for University travel insurance. Please refer to this document before contacting the insurance department. If the answer to your question is not in the help guide, we will be happy to assist you.  

Please see RSA policy wording (PDF, 1,492kB)

Summary of cover

SectionSum insuredExcess

Medical Expenses/ Repatriation &  Related Expenses (not applicable to  the UK or in the Country of Domicile)

Unlimited

Nil

Long Term Secondees (over 12 months) £250

Search and Rescue Expenses for Greenland £125,000 Nil
Baggage / Personal Effects
No cover for mobile phone device or its associated ancillary equipment
Single article limit £3,000
Business Equipment limit £3,000
Delayed Baggage £2,000
Loss of Keys £500
£10,000 Electronic equipment only
Students: £200
Staff: £100
Evacuation £10,000 Nil
Hijack, Kidnap and Detention
£100,000 per person and £250,000 aggregate
£300 per day Nil
Personal Security Specialist Expenses
£250,00 aggregate
£10,000 Nil
Money and Credit Cards
Cash limit £3,000


£5,000 £100
Cancellation, Curtailment and Replacement Expenses
£250,000 per any single incident
£10,000 £100
Legal Expenses £50,000 Nil
Personal Liability per event £5,000,000 Nil
Travel Delay
£50,000 same incident and aggregate
£200 after 4 hours and £50 each subsequent hour up to £750 Nil
Travel Documents £2,000 Nil
Personal Accident cover. Variable limits. Please refer to the insurance office for full details.

Travel insurance price list: 

Region of Your Placement
PeriodEU Member StatesNorth America/CanadaAny Region in the Rest of the World (excluding North America/Canada)
Up to 4 months £15.00 £25.00 £20.00
Up to 12 months £50.00 £125.00 £100.00
Annual/ Multi-trip £65.00 £160.00 £125.00
Year Abroad Students £165.00 £260.00 £225.00

Multiple destinations:  The higher rate is to be used.

Personal travel (applicable to year abroad, Erasmus and Elective students only)

Incidental personal travel taken within the period of the placement/internship, in the region of placement/internship is covered within our existing arrangements.

Where leisure trips are undertaken beyond the period of placement/internship or outside the region of the placement/internship, it is not covered by our existing arrangements. Cover can be extended for a maximum of eight weeks subject to prior approval from our insurers and at an additional cost. If approval is given, the following additional charges will be applied: 

Personal travel (as outlined above) price list

DestinationCost per week
Europe £15.00 plus IPT
Rest of the World, excluding North America/Canada £50.00 plus IPT
North America/Canada £80.00 plus IPT
Multiple destinations: The higher rate is to be used.

Sanctioned countries for the UN, EU, UK and US Combined

If you are considering travelling to a sanctioned country, you will need to complete a Sanctioned Countries Form (PDF, 39kB), as each trip needs to be screened by our insurers due to sanction restrictions.

Details of sanctioned countries can found here; https://www.gov.uk/government/collections/financial-sanctions-regime-specific-consolidated-lists-and-releases and here; https://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx. Both sites must be checked.

List of sanctioned countries at July 2019 (this may change)

Afghanistan, Belarus, Burundi, Central African Republic, Cuba, Democratic Republic of Congo, Egypt ,Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Republic of Guinea Bissau, Republic of Guinea, Russian Federation, Serbia, Somalia, South Sudan, Sudan, Syria, Tunisia, Ukraine (inc Crimea), Venezuela, Yemen, Zimbabwe.

How to apply for cover

Staff and students (except Year Abroad, Elective and ErasmusStudents):

Please use our Online Travel Application (Note:  Students are not able to log in to the Online Travel Application system so you will need to ask to member of staff to apply on your behalf).  Instructions on how to use the system can be found in the Help Guide attached to the application.  If you require a letter to support a Visa application, please contact the Insurance Office.  If you encounter any difficulties with using the system please contact us: insurance-enquiries@bristol.ac.uk or by telephone 0117 39 41828. 

Year abroad, Elective and Erasmus students:

Year abroad, Elective and Erasmus students should purchase their own travel insurance for these trips.  The University has arranged cover which can be purchased by you. Please note this is a group policy used by all staff and other students in the name of the University of Bristol.  It is not a policy in your name, and you should check the policy wording carefully to make sure it meets your needs.  You may also want to check other policies that are available on the market to ensure you have the best policy for your trip.  Emergency Medical expenses can run into many thousands of pounds.

If you wish to purchase the University travel insurance, please use the online shop:

If you require a letter to support a Visa application, please contact the Insurance Office.

PhD Students who return to their home country to carry out reserach: University travel cover is not available

How to make a claim

For non-urgent claims please contact the Insurance Office on your return to the UK.  A claim form will be sent to you which you must complete and return to our insurers.  Instructions will be on the claim form.

Insurance Office contact details